Forms for individuals

Download a beneficiary form:

• For group life insurance through your employer/former employer (PDF)
• For individual life insurance purchased through a financial professional (including ported coverage) (PDF); Online beneficiary changes are available on some life insurance policies—just log in to your account.  
• For annuity contracts (PDF)

Beneficiary Designation
Add or change beneficiaries on your retirement account.  Download

Where your coverage comes from makes a difference when it comes to the forms you fill out. Choose the option below that best describes your situation.

Option 1 – You have short- or long-term disability coverage through work.

For group disability insurance policies, claims can be submitted via:

• Online disability insurance claim form
• Disability claim form instructions, employer and employee statements (PDF). 
  • Mail: Principal Life Insurance Company
    Attn: Group Life & Disability Claims Department
    711 High St.
    Des Moines, IA 50392-0002
  • Email: SBDClaims@principal.com
  • Fax: 800-255-6609

Additional forms:

• Pregnancy disability claim form, employer and employee statements (PDF)
• Attending physician's statement (PDF)

Option 2 – You purchased your own individual disability coverage.

Simply download and complete the form(s) you need:

• Complete the online submission of your disability claim or if you prefer to send via fax, mail or email, complete the PDF form:
  • Disability claim form (PDF)
  • Attending physician's statement (PDF)
• If your claim is psychiatric and/or substance abuse related, we’ll need these forms:
  • Disability claim form (PDF)
  • Psychiatric questionnaire (PDF)
• Send your form(s) to:
  • Mail: Principal Life Insurance Company
    Attn: Individual Disability Claims Department
    711 High St.
    Des Moines, IA 50392
  • Email: IndividualDisabilityClaims@exchange.principal.com
  • Fax: 866-317-4526
  • Phone: 800-422-3788

Where your coverage comes from makes a difference when it comes to the forms you fill out. Choose the option below that best describes your situation.

Option 1 – You have group life insurance through work.

• You can complete and submit the group life claim form (PDF):
  • Mail: Principal Life Insurance Company
    Attn: Group Life & Disability Claims Department
    711 High St.
    Des Moines, IA 50392-0002
  • Email: SBDClaims@principal.com
  • Fax: 800-255-6609

Additional forms:

• Accelerated benefit claim information (PDF)
• Accidental dismemberment/personal loss claim (PDF)

Option 2 - The individual life insurance policy was purchased through a financial professional.

To get started with your claim, access the documents you’ll need using our claims requirement tool or by downloading this claims packet (PDF).

Once you have the appropriate paperwork completed, you'll need to give us a call at 800-331-2213 to initiate the claim process. At this point, you'll be able to mail or fax us your form(s). Standard processing time once all claim requirements are received is 7-10 business days.

To file a claim, access your state's specific critical illness claim form (PDF) (select the state where your employer is located). Then complete and submit as shown below.

To file a wellness claim, complete and submit a claim online after logging in to principal.com.

Or, access your state's specific health screening/wellness claim form (PDF). Then compete and submit as shown below.

• Mail: Principal Life Insurance Company
  Attn: Group Life & Disability Claims Department
  711 High St.
  Des Moines, IA 50392-0002
• Email: SBDClaims@principal.com
• Fax: 800-255-6609

To file a claim, complete and submit the accident claim form (PDF).

• Mail: Principal Life Insurance Company
  Attn: Group Life & Disability Claims Department
  711 High St.
  Des Moines, IA 50392-0002
• Email: SBDClaims@principal.com
• Fax: 800-255-6609

To file a wellness claim, access your state's specific health screening/wellness claim form (PDF). Then compete and submit as shown below.

• Mail: Principal Life Insurance Company
  Attn: Group Life & Disability Claims Department
  711 High St.
  Des Moines, IA 50392-0002
• Email: SBDClaims@principal.com
• Fax: 800-255-6609

To file a claim, complete and submit the hospital indemnity claim form (PDF) or submit the claim online. 

To file a health screening/wellness claim, complete and submit a claim online after logging in to principal.com. 

Or, access your state’s specific health screening/wellness claim form (PDF). Then complete and submit as shown below.

• Mail: Principal Life Insurance Company
  Attn: Group Life & Disability Claims Department
  711 High St.
  Des Moines, IA 50392-0002
• Email: SBDClaims@principal.com
• Fax: 800-255-6609

To start a PFML claim, complete and submit the claim online.

Or, complete and submit the appropriate PFML claim form:

• Bond with a child (PDF)
• Serious health condition (PDF)
• Care for covered service member or qualifying exigency - Colorado, Connecticut, and Massachusetts (PDF)
• Personal/family violence - Colorado, Connecticut, and Oregon (PDF)

For individual coverage purchased through a financial professional, download:

• Life Insurance Customer Service Request Form (PDF) for name changes, premium or frequency changes, and changes of address
• Life Insurance Ownership Change Form (PDF)
• Life Insurance Pre-Authorized Monthly Premium Withdrawal (PDF)
• Authorization for Release of Information (PDF)
• Assignment of Life Insurance Policy as Collateral on a Loan (PDF)
• Release of an Assignment (PDF)
• Add a Secondary Addressee (PDF)
• Add a Secondary Addressee for New Jersey (PDF)

For a disability policy purchased through a financial advisor, download:

Customer Service Request Form (PDF) for name changes, frequency changes, or an address change.

Payment Authorization for Electronic Fund Transfers (PDF)

Ownership Change Form (PDF)

Assignment of a Policy as Collateral on a Loan (PDF)

Release of an Assignment (PDF)

For an annuity contract purchased through a financial professional, download:

• Annuity Service Request Form (PDF) for name changes, address change or lost contract
• Change of Ownership - Annuity (PDF) available on nonqualified contracts only
• Authorization Agreement for Direct Deposit (PDF) voided check attached to form required

• Request Wire Transfers (PDF)
• Request a Brokerage IRA Distribution (PDF); for Brokerage IRA only (if you have a Principal Bank IRA, please call 800-672-3343 for appropriate form)
• Non-retirement authorization (PDF)
• Retirement authorization (PDF)

To download a prospectus, or to request a prospectus be mailed to you, visit principalfunds.com. 

• Your Rollover Options (PDF) (402f); Have questions about Rollover IRA rules? Get the basics about how to rollover, how much you can rollover, how rollovers can affect your taxes, and more. 
• Know Your Options (PDF); Typically there are four options when you are eligible to take money out of a former employer’s retirement plan, find out what the advantages and drawbacks are for each option.

• Washington Non-Disclosure Directive Form (PDF) For individuals in the state of Washington only. 
• Rhode Island Confidential Communications Request (PDF) For individuals in the state of Rhode Island only.
• Confidential Communications Form (PDF) For individuals in all states other than Rhode Island and Washington.

Consolidate your IRAs, mutual funds, and other investments from different institutions into new or existing Principal Funds accounts with a direct rollover or transfer.

Submit completed documents to your financial professional or directly to Principal Funds.

Mail completed forms to:

Principal Funds PO Box 219971 Kansas City, MO 64121-9971

For overnight delivery:

Principal Funds 430 W 7th St, Ste 219971 Kansas City, MO 64105-1407

• Education Savings Account (ESA) Transfer Request (PDF) Transfer a Coverdell Education Savings Account (ESA) from another institution to Principal Funds.
• IRA Rollover Statement (PDF) If you would like to rollover funds from a qualified plan or IRA (including those made payable to you) into a Principal Funds IRA.
• IRA Transfer/Direct Rollover Request (PDF) For a Trustee-to-Trustee Transfer/Rollover of a Traditional IRA, Roth IRA, or Rollover IRA from another institution to Principal Funds.
• Non-IRA Transfer (PDF) Transfer a non-retirement Certificate of Deposit (CD), mutual fund, or other investment to Principal Funds.
• SEP IRA Transfer/Direct Rollover Request (PDF) Transfer a SEP IRA (or rollover a qualified plan) from another institution to Principal Funds.
• SIMPLE IRA Transfer Request (PDF) Transfer a SIMPLE IRA from another institution to a SIMPLE IRA with Principal Funds.

Use the forms below to request a distribution or redemption from your Principal Traditional IRA, Roth IRA, SIMPLE IRA, SEP IRA, or 403(b)(7) account.

Submit completed forms to your financial professional or directly to Principal Funds.

Mail completed forms to:

Principal Funds P.O. Box 219971 Kansas City, MO 64121-9971

For overnight delivery:

Principal Funds 430 W 7th St, Ste 219971 Kansas City, MO 64105-1407

• 403(b)(7) Distribution Request (PDF) Request a distribution from your 403(b)(7) account.
• Education Savings Account (ESA) Distribution (PDF) Request a distribution from a Coverdell Education Savings Account (ESA).
• IRA 72(t) Distribution (PDF) Establish 72(t) distributions from your Traditional IRA, Roth IRA, SIMPLE IRA, or SEP IRA.
• IRA Distribution (PDF) Request a non-mandatory distribution from your Traditional IRA, Roth IRA, SIMPLE IRA, or SEP IRA account.
• Non-Qualified Redemption Request (PDF) Request a one-time distribution from your non-retirement account.
• Required Minimum Distribution (RMD) Request (PDF) Request a Required Minimum Distribution from your Traditional IRA, SIMPLE IRA, SEP IRA, or 403(b)(7) account.
• Retirement Plan Beneficiary (PDF) Open a Beneficiary IRA or take distributions from an existing Beneficiary IRA.

Form Name

403(b)(7) Custodial Agreement
For use with your existing Principal Funds 403(b)(7) account.  Download

403(b)(7) Distribution Request
Request a distribution from a 403(b)(7) account.  Download

Account Application
Establish a non-retirement account (Individual, Transfer on Death, Joint, UTMA, or Trust/Corporation/Partnership/Other Entity).  Download

Automatic Exchange Election
Establish an automatic exchange of shares between funds in your account.  Download

Automatic Investment Plan
Establish automatic investments into your Principal Funds account from your checking or savings account.  Download

Beneficiary Designation
Add or change beneficiaries on your retirement account.  Download

Beneficial Owner Certification Form
Designate the Beneficial Owners and the Control Person on a legal entity account.  Download

Change of Dealer or Investment Representative
Update your broker/dealer and/or financial professional information on your account.  Download

Check Writing Privileges for Money Market Fund
Establish check-writing privileges on a new or existing money market fund in your non-retirement account.  Download

Cost Basis Election Form
Change the cost basis election on your existing non-qualified account.  Download

Direct Deposit Authorization Form
Establish a Direct Deposit plan to automatically deposit all or part of your paycheck, Social Security, or government agency payments, directly to your Principal Funds account.  Download

Education Savings Account (ESA) Application
Establish a Coverdell Education Savings Account.  Download

ESA Custodial Agreement (IRS Form 5305-EA)
Review this document before establishing a Coverdell Education Savings Account, and keep a copy for your records.  Download

Education Savings Account (ESA) Distribution
Request a distribution from a Coverdell Education Savings Account.  Download

Electronic Funds Transfer
Add banking information to your account to facilitate electronic purchases and redemptions.  Download

IRA 72(t) Distribution
Establish 72(t) distributions from your Traditional IRA, Roth IRA, SIMPLE IRA, or SEP IRA.  Download

IRA Application
Establish a Traditional or Roth IRA account.  Download

IRA Distribution
Request a non-mandatory distribution from your Traditional IRA, Roth IRA, SIMPLE IRA, or SEP IRA account.  Download

IRA Plan Document, Custody Agreement, & Account Disclosure Statement
Review this document before establishing a Traditional IRA, Roth IRA, or SEP IRA, and keep it for your records.  Download

IRA Rollover Statement
If you would like to roll over funds from a qualified plan or IRA (including those made payable to you) into a Principal Funds IRA, use this form.  Download

IRA Transfer/Direct Rollover Request
For a Trustee-to-Trustee Transfer/Rollover of a Traditional IRA, Roth IRA, or Rollover IRA from another institution to Principal Funds.  Download

Legal Name Change
Request a legal name change for your account.  Download

Non-Qualified Redemption Request
Request a one-time distribution from your non-retirement account.  Download

Power Of Attorney Affidavit
Establish a POA (Power of Attorney) or recertify an existing POA annually.  Download

Principal Diversified Select Real Asset Fund Account Application
Establish a non-retirement account (Individual, Transfer on Death, Joint, UTMA or Trust/Corporation/Partnership/Other Entity) in the Principal Diversified Select Real Asset Fund.  Download

Principal Funds Employer Plan - Primary and Secondary Administrator Assignment
Add or update the Primary/Secondary Administrators on your Sponsor Service Center plan.  Download

Qualified Plan Application
Establish an investment-only employer-sponsored retirement plan, such as a 401(k), Profit-Sharing, or Money Purchase Pension plan (for use by plan trustees).  Download

Qualified Plan Enrollment
Enroll in your employer's investment-only, such as a 401(k), Profit-Sharing, or Money Purchase Pension plan (for use by plan participants).  Download

Registration Change
Change the registration of your non-retirement account or transfer shares from your account to another non-retirement account with a different registration.  Download

Required Minimum Distribution (RMD) Request
Request a Required Minimum Distribution from your Traditional IRA, SIMPLE IRA, SEP IRA, or 403(b)(7) account.  Download

Retirement Plan Beneficiary
Open a Beneficiary IRA or take distributions from an existing Beneficiary IRA.  Download

Rights of Accumulation (ROA)/Statement of Intent (SOI)
Notify us of accounts eligible for linking under Rights of Accumulation (ROA), or establish a Statement of Intent (SOI).  Download

Roth IRA Conversion Application
Convert your Traditional IRA into a Roth IRA.  Download

SEP IRA Adoption Agreement
Establish a SEP IRA plan (for use by employers).  Download

SEP IRA Application
Establish a SEP IRA account (for use by plan participants).  Download

SEP IRA Employer Contribution
Submit initial employer contributions for participants in a SEP IRA (for use by employers).  Download

SEP IRA Transfer/Direct Rollover Request
Transfer a SEP IRA (or roll over a qualified plan) from another institution to a SEP IRA with Principal Funds.  Download

SIMPLE IRA Adoption Agreement (IRS Form 5304-SIMPLE)
Establish a SIMPLE IRA plan (for use by employers).  Download

SIMPLE IRA Application
Establish a SIMPLE IRA account (for use by plan participants).  Download

SIMPLE IRA Custodial Agreement (IRS Form 5305-SA)
Establish a SIMPLE IRA Plan agreement between employer and employee.  Download

SIMPLE IRA Salary Deferral Agreement
Establish or amend salary deferral contributions to your SIMPLE IRA account.  Download

SIMPLE IRA Salary Deferral Contribution
Submit initial employer contributions for participants in a SIMPLE IRA plan (for use by employers).  Download

SIMPLE IRA Transfer Request
Transfer a SIMPLE IRA from another institution to Principal Funds.  Download

Systematic Withdrawal Plan (SWP) Request
Establish systematic withdrawals from your Principal Funds non-retirement account to your checking or savings account.  Download

Third Party Authorization Form (Authorization for release of records or information)
Form to authorize an individual to be listed as an Authorized Caller on a Principal Funds, Inc. account.  Download

Transfer On Death Affidavit
Use this form to transfer ownership of an existing account registered as a Transfer upon a Death.  Download

Transfer On Death Registration Form
Establish a Transfer On Death (TOD) registration on a new or existing account.  Download

Trust or Business Authorized Trader Form
Grant online account authorization on a trust or corporate account.  Download

Trustee Certification and Indemnification
Use this form to certify trustees on a trust account.  Download